Serving Singapore SMEs Remotely

Accounting Services in Singapore for Small Businesses

Fixed monthly fees. No surprises. Your books, payroll and financial statements handled remotely by a Financial Controller with 15+ years of experience, so you can get back to running your business.

Xero & QuickBooks
SFRS-ready books
15+ years' experience
Serving clients remotely

Get your fixed quote today

Free. No obligation. Response within 1 business day.

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Step 1 of 3 — About You

Tell us about yourself

PLAN CUSTOMIZER & ESTIMATOR

Configure Your Remote Accounting Plan

Project your monthly bookkeeping budget with complete accuracy. Drag the slider below to select your transaction tier.

Includes SFRS Financial Statements

Dedicated Named Accountant Liaison

Zero setup or transition charges

Monthly Transactions20 transactions
Min (5)Sole Prop (30)SME (100)Max (150+)

Starter Plan

Ideal for sole proprietors with light transactions.

ESTIMATED PRICES$90 /mo
SERVICES NEEDED

What accounting services do small businesses in Singapore need?

Most Singapore small businesses need a few core things handled well: bookkeeping, SFRS-compliant financial statements, payroll with CPF, and clear monthly management reports. Get these right and your records stay accurate, your statutory accounts are ready, and you have numbers you can actually use to run the business.

You don't need a full finance department. You need the essentials done correctly and on time. Everything most SMEs require sits inside one fixed monthly fee, so nothing slips through the cracks and you always know what you're paying.

Day to day that means monthly bookkeeping and bank reconciliation, SFRS-compliant unaudited financial statements, accounts payable and receivable, monthly payroll with CPF and itemised payslips, and management reports you can read.

AFSB Singapore ledger LIVE SYNCED
Monthly Bookkeeping & Reconciling
COMPLETED
SFRS Financial Statement Drafting
DRAFTING
CPF & Staff Payroll Processing
DONE
Qualified Controller Audit Review
ACTIVE
*Active Singapore Ledger Handover Synchronized
Price Transparency No Hidden Surcharges
Starter Tier Up to 30 Transactions
S$90 /mo
Growth Tier Up to 100 Transactions
S$250 /mo
Cancel anytime • Includes Xero Connection Bundles
COST & FEES

How much do accounting services cost in Singapore?

Accounting services in Singapore typically cost between S$60 and S$400 per month, depending on your transaction volume, GST status and payroll headcount. We charge a transparent fixed monthly fee in that range. You'll know the exact figure before you commit, with no hidden add-ons.

Pricing confusion is the number one frustration we hear. One firm quotes S$75, another over S$1,000, and it's never clear what's included. Our fix is simple: publish what each package covers and quote a flat monthly fee up front.

See full pricing on our pricing page, or get a fixed quote in one short call.

Social Proof

Trusted by 20+ Singapore SME Leaders

Hear from real-world Singapore founders, creatives, and retail operators who transitioned their books to Account for Small Business LTD.

"Switching to Account for Small Business LTD was seamless. Mehdi solved our multi-currency Shopify payout reconciliation in the first week. We save over 20 hours a month on bank matching."

Winston TanDecant Media Pte Ltd
E-Commerce & Retail
OUTSOURCING COMPARISON

Should you hire an in-house accountant or outsource?

For most small businesses in Singapore, outsourcing is cheaper and safer than hiring in-house. A full-time accountant costs a monthly salary plus CPF, leave and software, often S$3,000+ a month, and is idle when transaction volume is low. Outsourcing gives you the same expertise for a fraction of the cost.

Hire in-house and you pay salary, CPF, benefits, software and training, then carry the risk yourself if that person leaves or makes an error.

Outsource to us and you get one fixed fee, a dedicated qualified accountant, compliant software, and continuity you never have to manage. Scale the service up or down as the business grows.

Monthly Operating Costs Local Headcount Comparison
In-House Staff S$3,500+ /mo Carries salary overheads, CPF increments, workspace tooling & licenses.
AFSB Outsourced S$90–450 /mo Flat business pricing. Dedicated financial controller direct review.
*Calculated for active Singapore SMEs under Xero parameters
Fixed Price Guarantee

Ready to Transition to Certified Fixed-Rate Books?

Stop fighting catch-ups and worrying about messy ledger backlogs over precious weekends. Partner with Singapore's premier remote Financial Controller services under an honest, contract-free subscription plan with S$0 transition charges.

Safe Digital Pipeline 100% cloud delivery
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Document Sync Transmit invoices or connect transaction feeds dynamically inside Xero.
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Ledger Matching Books reconciled properly under strict operational SFRS compliance.
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Named Review All numbers vetted directly by Mehdi Javed (Chartered Accountant / FC).
*256-Bit SSL Encrypted Ledger Links
REMOTE ENGINE

How do you deliver Singapore accounting services remotely?

We work entirely in the cloud using Xero, secure document sharing and scheduled video calls. Because we operate remotely with lower overhead, our fees are lower than a traditional Singapore firm's, while every filing still meets ACRA, IRAS and SFRS requirements. You get the same compliance, less cost.

Remote doesn't mean hands-off. You get a named accountant, real-time access to your numbers on Xero, monthly reports, and direct answers when you have a question. Your records stay confidential and encrypted at every step.

Founder Mehdi Javed has managed accounting operations for SMEs and logistics businesses across Pakistan, the UAE and the United States, so your books are in experienced hands, wherever they're kept.

SELECTION PILLARS

How do you choose the right accountant for your business?

Three things matter most. Genuine local compliance knowledge across ACRA, IRAS, GST and SFRS. Pricing you can see before you sign. And direct access to a qualified person instead of a rotating call centre. A good accountant files on time, explains your numbers, and flags problems before they turn into penalties.

Most Singapore firms hide their fees and their people. With us, you know exactly what you pay and exactly who handles your account. You talk to Mehdi, not a queue.

Selection Priorities
Singapore Law Compliant Vetted under ACRA guidelines, IRAS rules, and structural SFRS requirements.
Direct Qualified Personal FC Deal exclusively with a named executive with 15+ years experience, not a call center.
Transparent Flat Subscriptions Full pricing published open and clear, so you never get unexpected catch-up fees.
*Professional remote engagement models
Client Focus & Niches

Who we help manage books for

We support Singapore small businesses, sole proprietors, newly formed Pte Ltd entities, e-commerce stores, creative agencies, and fast-growing early-stage startups.

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E-Commerce & Retail

Multi-currency processing, Shopify, Lazada and Shopee payouts, Stripe/PayPal transaction reconciliation and inventory ledger checks.

Multi-Currency Ready
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Agencies & Studios

Project profitability, retainer schedules, disbursement controls, and corporate profit structures for consultant dividends.

Project-Level P&L
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Startups & Pte Ltds

SFRS-compliant bookkeeping, cap tables, fast financial closures for directors, and software integrations inside Xero or QuickBooks.

Investor-Ready Books
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Sole Proprietorships

Simplified ledgers, personal-versus-business expenses segregation, and transparent low-volume monthly starter price plans.

Tax-Payer Friendly
ACRA / IRAS Compliance Thresholds
SFRS Estimated Income (ECI) IRAS reporting milestone
3 MONTHS
AGM & Corporate Returns ACRA legal requirements
5-7 MONTHS
Form C-S Corporate Taxes Annual filing date
30 NOVEMBER
*Critical corporate timelines mapped under ACRA act
COMPLIANCE RISK WARNING

What happens if you miss an ACRA or IRAS deadline?

Messy or late records cause real problems. Your statutory accounts slip, your tax agent cannot file on time, and decisions get made on numbers you cannot trust. We keep your books current and your financial statements ready, so nothing holds up your year-end.

We close your books monthly and keep your statements ready ahead of year-end, so whoever files your tax and GST has clean numbers to work from. No last-minute scrambles, no chasing missing records.

Onboarding Workflow

How do you get started?

Three structured, low-friction steps designed to audit and transition your books with zero software downtime.

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Free Consultation

Book a free consultation, tell us about your business, with no long-term obligations. We map your current ledger needs.

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Fixed Quote

Receive your fixed quote indicating a clear transparent monthly price parameter tailored to your ledger lines.

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Handover & Setup

We handle transfer procedures from your former ledger agency cleanly, establish active linkups inside Xero or QBO with zero hassle.

Why Choose Us?

Why choose Account for Small Business LTD?

Because you get a qualified Financial Controller, transparent fixed pricing, and direct personal service, not a faceless retainer. Mehdi Javed brings 15+ years of multi-entity finance experience, an Executive MBA in Accounting & Finance, and a track record of 28% faster financial close and 10% cost reduction.

On expertise, he covers IFRS and SFRS reporting, ERP implementation, and automated AP/AR and payroll. On price, fixed monthly fees are published up front with no hidden costs. On access, you work with a dedicated accountant who knows your business, never a call centre.

Read more about Mehdi  →

Operational Milestones

28% Faster Financial Month-End Close
10% Less Total Operating Overhead Cost
15+ Years Multi-Entity SME Experience
Insights & Guidelines

SME Accounting & Statutory Insights

Learn about Singapore SFRS, ACRA rules, bookkeeping tactics and corporate tax boundaries straight from practicing Financial Controllers.

FINANCIAL BRIEFING

Bookkeeping vs Accounting: What Singapore SMEs Need to Know

Understand the key differences between bookkeeping and accounting, and how each protects your business from ACRA and IRAS risk.

Singapore Focus Read insights
FINANCIAL BRIEFING

How to Choose an Accountant for Your Singapore SME

The three questions to ask before signing with any accountant in Singapore. Compliance knowledge, fee transparency, and direct access.

Singapore Focus Read insights
FINANCIAL BRIEFING

Singapore Year-End Accounting Checklist for Small Businesses

A practical year-end checklist covering SFRS statements, CPF, ECI filing, and closing your books on time.

Singapore Focus Read insights
Support Library

Frequently asked questions

Can a remote accountant keep my books compliant?
Yes. Your bookkeeping, financial statements and payroll all meet Singapore SFRS and CPF standards regardless of where your accountant is based, prepared on Xero and ready for your tax agent to file.
Is my financial data safe?
Yes. Data is shared through encrypted, access-controlled channels and stored securely. Only your assigned accountant can access your records, and we work under confidentiality terms.
Which accounting software do you use?
We work in both Xero and QuickBooks Online, whichever you prefer. Both are SFRS-friendly and give you real-time access to your numbers.
Do you handle payroll and management reports?
Yes. We run monthly payroll with CPF and itemised payslips, and provide clear monthly management reports, all within your package.
How do I switch from my current accountant?
We manage the handover for you, collecting your records, setting up Xero and picking up your filings with no gap in compliance.
SME Coverage Zones

Remote Support Across Singapore

Our digital accounting pipelines securely bridge business registers in all major districts, matching standard SG working hours.

Our Support Footprint

Accounting services are managed completely through encrypted cloud files. This allows us to serve enterprise founders anywhere on the island with equal promptness.

Downtown Financial Centers Raffles Place, Tanjong Pagar, Shenton Way
Regional Hubs & Business Parks One-North, Jurong Lake, Changi, Science Park
Heartland SME Parks & Retails Ang Mo Kio, Woodlands, Tampines, Defu, Ubi
SUPPORT EMAILhello@accountantforsmallbusiness.com
SUPPORT HOURSMon–Fri, Singapore business hours (GMT+8)

Ready to stop worrying about your books?

Book a free consultation with Mehdi today and get a fixed monthly quote. No obligation, no jargon.

Book a free consultation  →

Accountant for Small Business is a remote accounting firm serving Singapore sole proprietors, Pte Ltd companies, e-commerce sellers and growing SMEs. We handle bookkeeping, CPF payroll, SFRS financial statements and monthly management reports, so your records stay clean, your tax agent can file on time, and you always know what you're paying.

Singapore-focused • Cloud-based delivery via Xero & QuickBooks • Fixed monthly fees • No hidden costs

Mehdi Javed Chat with Mehdi